Some examples Litigation Support / Expert Witness Services – Actuarial expertise can be a key component in shaping winning strategies when litigation matters involve insurance or reinsurance. Ms. Niehus provides expert consulting and testimony, and has been called upon to testify in both arbitrations and court proceedings.

  • Provide insight into industry custom and practice and analysis of specific programs involved
  • Calculate damages or amounts at risk under various scenarios
  • Review reserve calculations and methodology
  • Identify and develop supporting arguments
  • Provide expert reports and expert testimony
  • Explain technical issues in simple, clear language


Ms. Niehus is certified as an arbitrator by Arias·US.

On behalf of the American Bar Endowment, in their dispute with Mutual of Omaha involving the long term disability plan, Ms. Niehus testified with respect to industry custom and practice, and calculated the amount of damages. The judge awarded the Endowment the full amount of damages and commended the excellence of her testimony in his written opinion (The American Bar Endowment v Mutual of Omaha Ins. Co., 2002 WL 480960 (N.D. Ill. March 21, 2002)).

For a complete and current CV, please contact us 
at 847-965-7307, or bn@niehusactuary.com

Other examples of assignments in which Ms. Niehus provided expert services in the form of analysis, consulting advice, or testimony, include:

  • An arbitration between the buyer and seller of a block of disability insurance.
  • A class action involving an insurance company's claim practices on individual health insurance policies.
  • A class action involving an insurance company's renewal rating practices on individual health insurance coverage.
  • Two different reinsurance arbitrations involving blocks of small group health insurance.
  • A reinsurance arbitration involving a block of specific and aggregate stop loss medical insurance.
  • Litigation over premium taxes between a number of insurance companies and a state insurance department.
  • Litigation matters related to two different health insurance company insolvencies: one regarding placement of reinsurance and another regarding claims against former officers and directors.
  • Employment-related litigation requiring the calculation of values for split-dollar life insurance policies.
  • Litigation involving disclosures during the sale of variable universal life insurance policies.
  • Two different disputes involving an insurer and its managing general agent regarding performance under a marketing agreement.
  • A dispute between an employer/policyholder and its insurer regarding financial terms and amounts payable under the group medical policy.
  • The bankruptcy of a large corporation; Ms. Niehus advises the retiree committee which has representation (under Section 1114 of the federal bankruptcy law) in bankruptcy court in an effort to protect, as possible, health and welfare benefits provided to retirees.

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